Short-Term Loan
Fast capital, funded in as little as 24 hours.
A short-term loan provides a lump sum of working capital that is repaid over a set period — typically 3 to 18 months. It is designed for businesses that need fast access to funds for immediate opportunities or unexpected expenses, with a straightforward approval process and flexible terms.
How It Works
1
Submit a short online application with basic business and revenue details.
2
Our funding specialists review your goals and match you with suitable lending partners.
3
Receive a same-day offer with clear terms, rates, and repayment schedule.
4
Once approved, funds are deposited directly into your business account — often within 24 hours.
Benefits
Fast funding, often within 24 hours
Minimal documentation required
Fixed payment schedule for easy budgeting
No long-term commitment or collateral in many cases
Ideal for bridging short cash-flow gaps
Pros
Quick approval and funding
Simple, streamlined application
Great for time-sensitive opportunities
Flexible use of funds
Cons
Shorter repayment window
Higher cost of capital than long-term options
Frequent payments (daily or weekly) on some programs
Best For
Businesses with strong, consistent sales
Covering seasonal inventory or marketing pushes
Bridging temporary cash-flow gaps
Seizing time-sensitive growth opportunities
Eligibility
6+ months in business
Minimum $10,000 in monthly revenue
Active business bank account
Business credit considered alongside overall performance
Funding Timeline
1
Application
10 minutes online
2
Approval
Within 24 hours
3
Funding
24–72 hours after approval
Why Choose This Solution
Speed — designed for businesses that cannot wait weeks
Simple approval that looks beyond credit score
Dedicated specialist to find the right short-term program
Questions
Frequently Asked Questions
How fast can I get funded?
Many short-term loan programs fund within 24 hours of approval, sometimes faster depending on the lender.
Will my credit score disqualify me?
Not necessarily. We work with partners that look at overall business health, not just a credit number.
How is repayment handled?
Repayment schedules vary by program — weekly, biweekly, or daily — and are clearly laid out before you sign.